About Us

At Dynamic Finance Solutions (DFS), we strive for excellence in all that we do, and look forward to helping to secure your financial freedom. We believe that loan products should be easy to understand, easy to access and allow you peace of mind.

 

With combined experience of over 50 years in the Finance industry DFS will get it right from the beginning! Our point of distinction is that we strategise for the more dynamic property investor to anticipate growth and change. We set up “clever” finance structures that EMPOWER you and not the Banks.

 

Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with you, our clients, and we always think of your best interests, not those of the bank.

 

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing process, while ensuring we help you obtain the finance that best suits your circumstances and needs.

 

When you call DFS you will speak to a real person, not an operator, and we will guide you through your loan process with ease. Please contact the office to get started.

The Team

Craig Wilson
CEO / Director

P: 07 3420 5888
E: craig@picgroup.com.au

“Most clients already have all the knowledge and experience required to become successful and wealthy, they just need to remember what they already know, refocus to gain intentionality and step forward.”

Craig has owned and managed the PIC Group of Companies (incorporating Dynamic Finance Solutions) since 1993 and as a successful private investor in his own right, comes from a back ground in the insurance, financial planning, and real estate development industries. In his 35 year business career, starting as a salesman with the AMP Society, he spent 13 years developing his skills in relationship management, sales and financial planning in a range of positions from direct sales, sales manager and licensed dealers representative.

 

In the early 90s he headed up a leading edge software development company dealing with the financial assessment of direct property. This created a natural progression into direct property co-ordination for clients. Craig is now a registered property developer and real estate principal, is a registered owner of a finance broking firm and is the chief executive and majority shareholder of a suite of 5 companies under the banner of the PIC Group of Companies.

 

Craig’s businesses have stayed at the leading edge of his chosen industries and his skills as a lateral thinking business leader has added the entrepreneurial leadership required in all successful businesses. Craig believes clients don’t change their personalities and has developed an understanding that for people to get ahead they need to understand they need to do strategies that are within their current capabilities and comfort levels.

Danielle Wilson
General Manager

P: 07 3420 3502
E: danielle@picgroup.com.au

Danielle has over 10 years’ experience in the Property Investment and Finance Industry after joining the Family business at an early age which saw her gain experience in every part of the organisation. So it is no surprise that her passion for Real Estate and Property Investment stemmed from a very early age and she is now an active Property Investor herself. Danielle’s experience within the organisation includes Property Selection, Client-Builder Liaison, Accounts, Sales & Marketing & Contracts. These days Danielle now acts as General Manager to the PIC Group of Companies which incorporates DFS. Danielle holds a Bachelor of Urban Development (Property Economics) from QUT and a Certificate IV in Financial Services.

Angela Maoudis
Mortgage & Finance Consultant

P: 07 3420 3502
E: angela@dynamicfinance.com.au

Angela joined the DFS team as a Mortgage & Finance Consultant in June 2012. Her drive is succeeding with things that would normally go into the “too hard” basket. Angela’s experience spans overs 24 years within the Finance industry including 10 years in the Mortgage lending and brokering industry. Throughout her career, Angela has taken on the roles of Lending Manager & Personal Banker at ANZ for a period of 21 years. As a small business owner for 5 years, Angela developed great interpersonal skills and understands the value of Customer Service and our client’s needs. “I love the challenge and choice, if it doesn’t fit with one lender, you can look at alternatives. I get a real buzz if something deemed ‘too hard’ goes through”

Katherine Seal
Broker Support Officer

P: 07 3420 3502
E: kathrine@dynamicfinance.com.au

Kathrine has over 4 years’ experience in the banking and finance industry. Starting out as a receptionist Kathrine worked her way up to Loans Processor of the top broker franchises in Australia where she was nominated as a finalist in the 2014 Better Home Loans awards. Kathrine is highly experiences in lender’s requirements, procedures and how loans are assessed and how to think outside the box to try and got those out of the ordinary loans across the line. Kathrine prides herself on ensuring the clients have as stress free experience as possible and is always prepared to go the extra mile to ensure the clients have the best outcome and experience whether they are purchasing their first home or investment property.

Services

There are a number of products on the market and it is important that you find a solution that best suits your needs and serviceability.

anz amp commonwealth connective depositpower gateway heritage ing macquarie nab rock stgeorge suncorp westpac

We pride ourselves on our ability to get your loans settled! We have extensive experience in all things lending, including:

First Home Buyer

A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a mortgage broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a mortgage broking professional to determine the loan that is right for you.

Investment Loans

Investment Loans Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

Commercial Loans

Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

Insurance

We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangement with an insurance brokerage firm About risk we are able to offer our clients a range of different insurance opportunities. This service offers free consultation and even if you are happy with your current insurer for your home, business or any other insurance requirement, call the office for a second opinion on price and cover.

Why Choose Us

Whether you are a first home buyer or a seasoned investor, we are committed to providing you with the right home loan to meet your needs. Along with providing great interest rates, unlimited additional deposits and redraw facilities, we will provide you with customer service that you will value for the life of your loan.

Our industry leading customer service is what sets us apart from other home loan providers. Our commitment to you, our borrowers:

  • We will be easy to do business with
  • You will talk to a real person
  • We will get back to you
  • We will go the extra mile, every time
  • We will listen to what you want
  • We will provide a home loan that suits your needs
  • We will provide attractive interest rates
  • We are here to serve you and you will be 100% satisfied with our service

We have a dedicated team here in house, ready to answer your questions. When you call the team, your call will be answered by a real person. Your queries will be answered by a friendly team member, our team will guide you through your home loan application process and into the future.

Not only that, our team is qualified and fully compliant. You can feel confident that you are in safe hands and we will find the loan that’s right for you.

Resources

We work hard to make sure that you understand what is going on in the financial industry.

Our communication initiative ensures that you are kept up to date through useful and informative communication pieces. We will also let you know the outcome of the monthly Reserve Bank of Australia (RBA) meeting, and what this means for your financial situation.

Monthly Newsletters

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Calculators

Use our mortgage calculators to find out how much you can borrow. We’ve designed these calculators to help give you a better insight into how the banks will view your loan application.

 

Please be aware that these loan calculators are a guide only. For more exact expert advice, please get in touch with our team today.

Loan Repayment Calculator
By selecting your loan size, term, interest rate, and payment frequency‚ ..this tool will calculate weekly, fortnightly, or monthly loan repayments, and total payments during the term including principal and interest - A quick and easy way to compare various scenarios.

   
Extra Repayments Calculator
By selecting your loan size, term, interest rate and payment frequency together with what extra repayments you wish to make on either a weekly, fortnightly or monthly basis, this calculator will show you how much interest you can save and how you can save months or possibly years off your mortgage just by paying that little bit extra.

 
How Much can I Borrowing calculator
By entering a few details this calculator provides an estimate of the total amount you can borrow, monthly repayments, term of the loan, and total payments including principal and interest.

 
Loan Comparison Calculator
To help you compare loans from different lenders by including upfront and ongoing fees along with the nominal interest rate.

 
Property Fees Calculator
Ever considered what fees are payable when purchasing a property? By using this calculator you will be fully informed of the applicable stamp duties and other fees for all Australian states and territories.

 
Income Tax Calculator

 
 

Contact Us

When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with someone who has your best interests in mind now and in the long term.
We have  many years’ experience in finance and mortgage broking. Our aim is to find you the best loan for your needs, and make the process as simple and transparent as possible! Please get in touch with us today.

CONTACT INFORMATION

Postal Address: PO Box 6380
Upper Mount Gravatt QLD 4122
Address: Level 2, 18 Mount Gravatt Capalab Road
Upper Mount Gravatt QLD 4122
Phone: 07 3420 3502
Fax: 07 3420 3507
Email:
info@dynamicfinance.com.au